NPay* Payment Platform leverages the NPay* Payment Stack and the NPay* Payment OS and offers the most innovative payment platform which provides unique solution offering for the respective payment ecosystem entities. NST’s payment solution of STC is an instantiation of the NPay* Payment Platform targeting the Payment Acquirers, Processors, Banks, PSPs, FinTechs etc. for their respective operational services with the public cloud providers. NPay* Payment Platform allows for expansion to the private cloud as well with suitable adaptation and is being utilized accordingly in multiple private cloud use cases. NPay* Payment Platform’s Smart API layer enables fast and seamless integration of business and operations applications for efficient solution deployments in limited time.